Senior Banking Executive with solid and progressive experience in various facets of the financial services industry. Specialized expertise in credit administration, loan structuring, underwriting, and working out of commercial and real estate loans. Instrumental in the restructuring of a construction lending department and the creation of a lending division for several banks. Highly skilled in collaborating with all members of the organization to achieve business and financial objectives. Instrumental in optimizing cash flow, streamlining financial processes, enhancing productivity levels, introducing process improvements, and mitigating risk. Adept in negotiations, restructuring initiatives, and mergers/acquisitions. Superior leadership talents relating to team initiatives. Additional core competencies include: